Tools

RMD Calculator

Enter your prior-year 12/31 balance and your birthdate. This tool uses the IRS Uniform Lifetime Table (2022+).
Note: If your spouse is your sole beneficiary and is more than 10 years younger, the IRS requires the Joint Life Table (Table II). Enter that table’s divisor in the “Custom divisor” box to compute the exact RMD.
This educational tool does not account for inherited IRAs, QCD timing, aggregation rules across accounts, or mid-year rollovers. Verify results with your tax professional. RMD start age is 73 under current law; scheduled to rise to 75 in 2033 (SECURE 2.0).
Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Registration does not imply any level of skill or training. You can obtain a copy of Evolution Wealth Management’s firm brochure (Form ADV Part 2A) and client relationship summary (Form ADV Part 3) free of charge by visiting https://adviserinfo.sec.gov/firm/summary/307644. Evolution Wealth Management offers investment advisory services only where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement and received the firm’s ADV Part 2A.

Evolution Retirement Services

Roth Conversion Decision Maker

For educational purposes only. This tool gives general information based on the answers you provide. It is not personalized investment, tax, or legal advice, and it does not consider your full financial situation. If you're unsure of an answer or a decision, please book a time with us or join our next workshop — we're glad to help you think it through.

Roth conversions are taxable events and cannot be undone. Deciding whether, how much, and when to convert depends on details this short tool does not capture. Please talk with a qualified financial and tax professional before you act.

Advisory services offered through Evolution Wealth Management, a Registered Investment Adviser (CRD No. 307644). Registration does not imply any certain level of skill or training. Insurance and annuity products are offered separately through Evolution Retirement Services.

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